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By using this website you understand that: The authors of this information are not financial planners, advisors, registered accountants, or financial professionals and do not hold any formal qualifications in the finance industry. The information presented is based on personal experiences of the authors as entrepreneurs, consultants, traders and investors and on the experiences and lives of others who have had input into this site.

Any information is given purely as illustrations and should not be construed as specific investments recommendations. The laws relating to investment, taxation, benefits, and the handling of money are constantly changing in government policy. So, while every care has been taken to ensure the accuracy of the material contained, here in, the authors will not be responsible or liable for any action taken by any person, persons or organizations, on the purported basis of any information contained on this website or any emails provided to me.

Without limiting the generality of the forgoing, no person, persons or organisations should invest monies or take other action on the reliance of the material contained herein but instead should satisfy themselves independently (by seeking expert advice of a licensed financial professional) of the appropriateness of any such action.

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